22 May 2026
Toward Inclusive Digital Finance in Africa: Unpacking the Mechanisms Behind Digital BarriersPublisher siteAfrican Development Review, Microfinance and Financial Inclusion
Active, last published 2026
In microfinance and financial inclusion
Zakaria
Elouaourti
Scholar“Research focused on Microfinance and Financial Inclusion and adjacent fields.”
Mohammed V University
Morocco
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01 · About the work
What I study
akaria Elouaourti is a researcher working on Microfinance and Financial Inclusion. A fuller summary will appear once they update their profile.
02 · Reach
Publication output and reach
Zakaria's work has been cited 295 times across 3 active years. Bars show publications per year; the line shows cumulative citation totals across publications first appearing in each year.
03 · Research focus
Topics
Microfinance and Financial Inclusion×10Economic Growth and Development×10FinTech, Crowdfunding, Digital Finance×5Economic Growth and Productivity×4Financial Literacy, Pension, Retirement Analysis×4
04 · Where I am
Affiliations
Affiliation on published researchMohammed V University, MoroccoDrawn from the institution listed on this researcher’s published work.
Research themes (UN SDGs)
05 · Selected work
Recent publications
8 works9 Aug 2025Open access
The cash vs. digital Paradox: Why financial literacy matters in uncertain timesPublisher siteBorsa Istanbul Review, Financial Literacy, Pension, Retirement Analysis
16 Nov 2024
Youth ‘not in education, employment, or training’ (NEET) in North Africa: do household structure, subjective factors, and political dimensions affect NEET outcomes differently by gender?Publisher siteJournal of Education and Work, Youth Education and Societal Dynamics
4 Sept 20244cites
Structural transformation in Morocco: an early tertiarizationPublisher siteInternational Journal of Development Issues, Taxation and Compliance Studies
2 Jul 2024
Does less finance harm economic growth as well? A nonlinear smooth transition model (STAR) perspectivePublisher siteMiddle East Development Journal, Monetary Policy and Economic Impact
1 Jun 2024Open access18cites
Financial Technologies for All MENA citizens: Tackling barriers and promoting inclusionPublisher siteRegional Science Policy & Practice, Microfinance and Financial Inclusion
10 Feb 202417cites
Empowering African entrepreneurs: The crucial role of financial inclusion in mediating the relationship between contextual factors and entrepreneurial willingnessPublisher siteEmerging Markets Review, Microfinance and Financial Inclusion
25 Jan 202416cites
Unveiling the drivers of Africa's digital financial inclusion journeyPublisher siteAfrican Development Review, Microfinance and Financial Inclusion
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