article · International Journal of Information technology and Computer Engineering
This study examines at how blockchain can improve the security of digital banking systems based on the Internet of Things. These systems are vulnerable because of their centralized structures and limited device capability. 404 bank account holders with IT and blockchain expertise participated in the poll, which evaluated their opinions on how well blockchain works to improve data security, integrity, and traceability. The findings show that there is broad consensus that blockchain improves security and trust by enabling decentralization, encryption, and unchangeable records. The study concluded that using blockchain technology is essential for designing scalable and secure digital payment systems in dynamic marketplaces.
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DOI: 10.55529/ijitc.61.20.32
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