IN THE TRENCHES: A FINANCIAL SOCIAL WORK PRACTICE PERSPECTIVE ON THE PERSISTENT LEGACY OF POVERTY IN THE SOCIAL DEVELOPMENT CONTEXT OF SOUTH AFRICA

Abstract

Widespread socio-economic challenges such as high levels of poverty and unemployment continue to plague South Africa. Owing to the nature of social work service delivery, social workers often serve the most vulnerable populations. However, it seems that social workers remain metaphorically in the trenches in the war on poverty, meaning that tangible evidence on the progress of poverty alleviation due to the direct involvement of social workers is meagre in social development. This article argues for the integration of a financial social work practice perspective into South African social work service delivery as a potential means of facilitating more efficient social development. The article is conceptual in nature and draws on the principles of theoretical adaptation. It posits social developmental theory as the dominant theoretical paradigm, and financial social work as the practice perspective. Analysis will highlight the current gaps in social developmental practice, and the appropriateness of financial social work to address it. The discussion aims to activate scholarly discourse on financial social work in South Africa and beyond, and to firmly position this practice perspective within sustainable social development. Keywords: financial capability, financial literacy, financial social work, practice perspective, poverty, social development, unemployment