article · Telecommunications Policy

From mobile-money account ownership to formal financial-system access in sub-Saharan Africa: The moderating roles of financial literacy, regulatory quality and infrastructure

2026North-West University

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Research topics

Microfinance and Financial Inclusion
Economic Growth and Development
Financial Literacy, Pension, Retirement Analysis

Sustainable Development Goals

Quality Education

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DOI: 10.1016/j.telpol.2026.103316

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